1. Introduction

Standard Life is the brand for the pensions and savings proposition offered by Standard Life Assurance Limited and other subsidiaries of Standard Life Aberdeen plc, and the site features products from these companies, and their chosen business partners.

Using any of the pages on this site indicates that you accept the terms of this Legal information notice ("Notice"). If you do not accept these terms, please leave the pages of this site immediately. This Notice is issued by Standard Life Assurance Limited.

We may update the terms of this Notice from time to time by updating this page. You should revisit this page regularly to ensure that you have seen and are aware of the current terms, as they are binding on you. Certain provisions in this Notice may be superseded by expressly designated notices or terms located on particular pages of the site.

In this Notice and the pages of this site, any reference to "Standard Life", "we", "our" or "us" means Standard Life Assurance Limited and its affiliate companies in Standard Life Aberdeen group (being Standard Life Aberdeen plc and its subsidiaries) involved in the provision of pensions and savings products, unless otherwise indicated.

2. Company and regulation details

Standard Life Assurance Limited (SC286833) is registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH, and is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority (“FCA”) and the Prudential Regulation Authority (“PRA”).

Financial Services Register Reference Number:

Standard Life Assurance Limited - 439567

The Financial Services Register can be found at http://www.fca.org.uk/register/.

Parent and service companies:

Standard Life Aberdeen plc* (SC286832),
Standard Life Employee Services Limited* (SC271355), are both registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.

Standard Life Aberdeen group VAT number GB270347469.

3. Intended audience

The pages of this site are intended for the information of residents of the United Kingdom ("UK"), unless otherwise stated. We have also provided links to our affiliate companies in Ireland and Germany.

4. General disclaimers and terms

While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control.

We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice.

We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.

We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from the pages of this site, or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.

5. Advice

Nothing on the pages of this site constitutes financial, legal or other professional advice in any way and you should consult your financial adviser or other professional adviser if you require any financial, legal or other professional advice.

6. Copyright and trade mark

© 2018 Standard Life Aberdeen, images reproduced under licence. All rights reserved.

Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Standard Life Employee Services Limited, or such other member of Standard Life Aberdeen group as Standard Life Employee Services Limited may direct, unless otherwise indicated.

Certain images used in the pages of this site are reproduced under licence.
"Standard Life" and the "Standard Life" logo are registered trade marks of Standard Life Employee Services Limited. Standard Life Employee Services Limited and other members of Standard Life Aberdeen group may also claim trade mark and service mark rights in other marks contained within the pages of this site.

Reproduction of the pages of this site in whole or in part, without the prior written consent of Standard Life Employee Services Limited, or such other member of Standard Life Aberdeen group as Standard Life Employee Services Limited may direct, is strictly prohibited unless for private, non-commercial viewing purposes.

Google Play is a Trademark of Google Inc.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

7. Computer misuse

We recommend that you employ reasonable virus detection and protection measures when accessing the pages of this site. We will not be liable for any loss or damage resulting from any attack by a third party on our systems or for any computer virus or other malicious or technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this site.

8. Downloads

Any software, multimedia files, photographs, reports and other documents are downloaded at your own risk. We do not warrant the suitability of any such downloads and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of any such downloads for your computer, it is recommended that you obtain specialist advice before downloading.

9. Governing Law

The terms of this Notice and the use of the pages of this site shall be governed by the laws of Scotland unless otherwise stated, and the Scottish courts shall have non-exclusive jurisdiction in the event of a dispute.

© 2018 Standard Life Aberdeen