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Annual Report and Accounts

• Full 2005 Annual Financial Statements PDF (1.6Mb)

Chapter-by-chapter breakdown of the 2005 Annual Financial Statements (PDFs, 660Kb max):

• Page 1-3: Table of Contents and Directors and Officers
• Page 4-6: Report by the Directors
• Page 7-10: Corporate Governance
• Page 11-12: Report of the Audit Commitee
• Page 13-20: Report of the Remuneration Committee
• Page 21-22: Other Board Committees
• Page 23-24: Independent Auditors' Report
• Page 25-28: Group Consolidated Income Statement, Balance Sheet , Statement of Recognised Income and Expenses and Cash Flow Statement
• Page 29-30: Company Balance Sheet and Cash Flow Statement
• Page 31-41: Accounting Policies
• Page 42-82: Notes to the Accounts - Part 1: Note 1 to Note 23
• Page 83-120: Notes to the Accounts - Part 2: Note 24 to Note 43

• 2005 SL Bank Annual Report & Accounts PDF (457Kb)

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FSA Returns for 2005

• Standard Life Assurance Company PDF (15.1Mb)
• Standard Life Investment Funds Limited PDF (3.64Mb)
• Standard Life Pension Funds Limited PDF (3.38Mb)

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