We use Adobe Flash Player to play some videos on the site. We also use it for some of our calculators and tools. Flash cookies (also known as Local Shared Objects) are stored on your computer in the same way as other cookies. Flash cookies are managed slightly differently and can't be deleted manually from your browser.
How to disable Flash cookies
To disable or delete Flash cookies, visit the Adobe website for instructions. If you disable Flash cookies you won't be able to access any Flash content, including video and some of the tools on our site.
Anonymous analytics cookies
These help us measure how our websites are used. They tell us which pages are being viewed and how many visitors are interacting with the website. We use website analytics tools provided by WebTrends - a company that provides monitoring and analysis services. WebTrends cookies track the number of unique users of the site, but they don't allow us to identify any individuals. You can find more information about the data collected on the WebTrends website.
|Cookie name ||Purpose ||Expires
||Monitors and measures visitor numbers and how long visitors spend on the site
||After a short time or when you close your browser
Web beacons - also known as clear GIFs or page tags - are small transparent images which are embedded within the web page.
Web beacons send information about your visit to us, and to other companies whose services we use. This is combined in reports with information about other visitors.
Web beacons can be used in conjunction with cookies. If you opt-out of cookies, the web beacons will be limited to reporting on anonymous details of the device being used and the web pages visited.
Web beacons aren't stored on your computer in the same way cookies are, so you can't control them using your browser settings.
Online sharing using AddThis
Cookies may be used by our online sharing tool AddThis. This tool appears on a number of webpages from Standard Life. It lets visitors share our information, tools, and other content with social networks and other sites. AddThis uses information in cookies to tell people where you have come from so it can provide profile updates or links to pages of interest. The information collected does not store any details which could personally identify you.
You can change your cookie settings for AddThis from the AdChoices "I" icon within the AddThis tool anywhere online, or visit AddThis.
|Cookie name ||Purpose ||Expires
||Supporting online sharing tool AddThis
Changing your cookie settings
When you opt-out of using cookies on this site and after you refresh or move away from this page, we will stop setting or using the analytics and other cookies described.
Web Beacons may continue to be used on this site, but they won't be able to set or read any cookies. Web Beacons will be limited to reporting on anonymous details about the device being used and the web pages visited. No personally identifying information will be sent.
How to disable cookies that have been set
You can disable and remove the cookies if your browser supports this. To check and update your cookies settings, you will need to know what browser you are using and what version you have. You can usually find this out by opening the browser, then clicking on 'Help' and then 'About'. This will give you information about the browser version you are using.
To manage your cookies, refer to your browser's help section or visit the aboutcookies website.
Remember, if you amend your cookie settings, your browsing experience may change for the worse. For example, if you have set preferences on a website - such as your location for local news or weather forecasts - it will no longer remember these.
Changes to this policy