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NOTE ELECTRONIC VERSIONS OF THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE ON THIS WEBSITE BY STANDARD LIFE PLC IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY.

Please read this notice, and the other linked notices, carefully as they apply to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.

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Basis of access

Access to electronic versions of these materials is being made available on this website by Standard Life plc in good faith and for information purposes only. No representation is made as to completeness and accuracy. Any person seeking access to Standard Life plc's website represents and warrants to Standard Life plc that they are doing so for information purposes only. Standard Life reserves the right to add, modify or delete information on this site at any time. You may not create a link to this website from another website or document without Standard Life's prior written consent.

© 2012 Standard Life

Standard Life plc, registered in Scotland (SC286832), Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Telephone +44 (0)131 225 2552. Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary.